For: New sellers planning cash flow.
Not affiliated with or endorsed by TikTok.
Steps
- Know the clock starts at delivery. Settlement counts from the day the order is delivered, not the day it sells.
- Find your tier. New or probationary shops settle 31 days after delivery. Established shops default to 8 days.
- Raise your Shop Performance Score. At 3.5 or higher you settle 5 days after delivery. At 4.0 or higher, 1 day.
- Match your bank name exactly. The bank account name must match your onboarding name exactly. Only the shop owner can change it.
- Plan for refunds. Refunds come out of your balance or your next payout. The minimum payout is $1.
Example: one order
Example: an order is delivered on Monday, Oct 5. A new shop settles about 31 days later, in early November. The same shop at an SPS of 4.0 would settle the next day.
Settlement Tiers
| Tier | Days After Delivery | Requirement |
|---|---|---|
| Introductory | 31 | New or probationary shops |
| Standard | 8 | Default for established shops |
| Accelerated | 5 | SPS 3.5 or higher |
| Express | 1 | SPS 4.0 or higher |
Common Mistakes
- Budgeting stock for the next LIVE with money that won't settle for a month.
- A bank name that doesn't exactly match onboarding.
- Assuming every shop has a reserve. TikTok applies reserves only to shops with high issue rates.
Checklist
- Settlement tier checked
- Cash plan covers 31 days for a new shop
- Bank name matches onboarding exactly
- Refunds counted against next payout
- SPS target set for faster settlement
Part of SaleTrail Campus: practical guides for Whatnot and TikTok Shop sellers.
Sources
Put the week on one page.
A blank weekly workbook across the five areas: show economics, inventory health, fulfillment flow, accuracy, and team rhythm.
- One blank page per area, with a source column (Recorded / Estimated / Unknown / N/A)
- A page for choosing the few figures that change a decision
- A short page on reading your own numbers without fooling yourself
- No score, no target range, no benchmark
Blank workbook only. It sets no score, no target range and no benchmark. You record your own figures and compare against your own previous weeks.
Email required. The guide and the on-screen scorecard stay open to everyone.